Debt and credit are woven into the financial system which has given rise to a massive third-party collection system. While the FDCPA enforces prohibitions, vulnerable consumers can face harassment or complex compensation claims. Chris Mines is joined by Paul A. Herman, an attorney, and mediator with the Consumer Advocates Law Group. They discuss the cyclical debt cycle, resolutions for violations, and how consumers can proactively assess their debt situation. Some of the topics covered in this course include: An overview of the FDCPA and steps to strengthen civil liabilities Evaluating judgment liens and wage garnishments Punitive damage claims and statutory penalties An outlook of the months ahead and more!